According to a recent survey¹ of more than 2,000 customers of Countrywide Rewards^(SM) Visa^® Card, 71 percent of respondents said they have saved money on their mortgage, or plan to use the principal reduction option, by using the card’s distinctive rewards feature. The survey was conducted by Countrywide Bank, FSB.

Countrywide Rewards^(SM) Visa^® Card was launched in February 2007 with First USA. The Countrywide rewards credit card enables cardmembers to earn one point for every dollar spent on purchases and interest, with no point cap. Once cardmembers earn 2,500 points they can redeem them for a $50 payment applicable to any outstanding Countrywide mortgage principal balance, not just their own Countrywide mortgage. This means that cardmembers can apply the rewards towards a friend or family member’s Countrywide mortgage².

Countrywide Rewards Credit Card: Key Survey Findings

• Customers using the principal reduction reward feature are significantly more satisfied with the card than those using the other reward features available.
• Nearly half of Countrywide Rewards(SM) Visa(R) cardmembers who have a Countrywide mortgage indicated they are more likely to keep
• Countrywide as a mortgage provider because of the card.
• More than one-third of customers closed out a previously held credit card after receiving the card.

Want to learn more about Countrywide Rewards Credit Card?

• To apply for Countrywide Rewards(SM) Visa® Card, call +1-800-339-8216 and mention code 60DD or fill out a form and apply online
• For more information about rewards cards and additional details about Countrywide Rewards(SM) Visa® Card, read the Countrywide Rewards Card section.

^1.Survey Methodology: This survey was conducted online within the United States by Countrywide, between September 13 and 24, 2007 among 2,061 adults (aged 18 years and older).

^2.Cardmembers earn 1 point for each $1 of net purchases and 1 point for each $1 of interest. Cardmembers may receive double rewards when applying earned points to pay down the principal on an outstanding Countrywide mortgage. For every 2,500 points earned, cardmembers may receive a $50 payment to apply to the principal balance of a Countrywide mortgage. Points cannot be earned on balance transfers, cash advances, any checks that are used to access your account, travelers checks, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that a cardmembers can accumulate in the program. See Rewards Program Rules and Regulations, which will be mailed after the account is established.

About CountrywideCredit.com

CountrywideCredit.com is offered by Countrywide Home Loans a division of Countrywide Bank, FSB, along with Experian® and First USA. CountrywideCredit.com offers credit tools and calculators, mortgage rewards credit card, and a comprehensive credit learning center to help educate consumers on credit-related topics.

Credit Articles

The Credit Articles section offers comprehensive information on credit-related topics. Find out how your credit history can impact your credit score and how to you can get a copy of your credit report. Learn how you can help prevent identity theft and more.

Credit & Mortgages

If you’re looking for a home loan start by learning how credit can impact the type of home loans that may be available to you. Learn about the different types of mortgages and refinance products, discover the keys to a successful loan process, learn how you can control your mortgage payment and more.

Countrywide Rewards^SM Platinum Visa^® Card

The Countrywide Rewards Platinum Visa Card turns everyday purchases into extraordinary rewards. Why settle for any credit card when you can have one which can actually help you pay down your mortgage principal balance. Click here to learn more about the Countrywide Rewards Platinum Visa Card.

Credit Reports

Your credit score is an important financial asset. Whether you’re applying for a car loan or a home loan, lenders will most likely consider the credit score as part of their decision making process. If you’re shopping for a loan, start by learning about your credit score. Find out how you can use Experian’s credit score and daily credit monitor to stay on top of your credit.

Calculators & Tools

Use the credit tools and calculators to help estimate your debt, analyze your credit risk and more. Want to estimate how much money you may be able to save by consolidating your debt? Want to learn how lenders may analyze your credit risk? Take the credit analyzer quiz, download podcasts and interactive workbooks on credit-related topics, use our FREE calculators and more.

Credit Learning Center from Countrywide Credit

Looking for credit answers? You’ve come to the right place. Countrywide Credit is dedicated to providing basic information on credit-related topics. This section will help you gain insights to consumer credit, home loans, and real estate lending to educate and empower you.

Types of Credit:

Credit is another word for borrowing power. There are different types of credit such as home loans, educational loan, auto loans and more. This section of Countrywide Credit will provide you with some basic information about:

• Mortgages and Home Loans
• Get the Most out of a Personal Loan
• An Overview of Student Loans
• Types of Business Loans

Understanding Credit Cards:

Credit cards can be easy. Easy to get. Easy to use. Easy to abuse. That’s why credit cards are a good thing to understand. The more you know about credit cards, the more you can use them to achieve your goals. Learn about the ins and outs of credit by understanding credit cards.

Credit Reports:

Credit reports provide a detailed record of an individual’s borrowing and repaying history. Lending institutions use these credit reports to determine an individual’s interest rate and borrowing capabilities. Read more about credit reports.

Credit Scores:

From credit bureaus to credit scores to payment history, credit and credit scores can be a confusing subject. Read on and learn all about the mysteries of credit scores.

Identity Theft:

Identity theft is one of the fastest growing crimes in the nation. Learn about identity theft prevention and steps to take if you have been a victim of identity theft.

Credit & Divorce

Deciding to part ways can be overwhelming – not just emotionally but also financially. Learn about credit and divorce.

Credit & Bankruptcy

Bankruptcy is usually “the option of last resort” for people in a financial crisis. Bankruptcy alternatives include credit counseling and debt consolidation. Learn about credit and bankruptcy.

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Compare Your Credit Choices

Whether your credit is perfect or not so great, you have credit options. We’ll share no-nonsense advice to help you learn about the different types of credit so you can find the one that works best for you and your lifestyle.

Help Pay Off Debt

Whether your debt load is above or below the national average, you’d probably rather spend your money on something besides huge interest fees. By taking a proactive approach to reducing your debt, you may be able to free up cash and enjoy having a more stable financial outlook year-round.

If you have any questions about home loans, call one of our helpful loan experts a call at 1-xxx-xxx-xxxx. The call is FREE, and a there’s no obligation.

About CountrywideCredit.com

CountrywideCredit.com is offered by Countrywide Home Loans a division of Countrywide Bank, FSB, along with Experian® and First USA. CountrywideCredit.com offers credit tools and calculators, mortgage rewards credit card, and a comprehensive credit learning center to help educate consumers on credit-related topics.

About Countrywide

Founded in 1969, Countrywide Financial Corporation (NYSE: CFC) – America’s #1 home loan lender – (as ranked for 2006 by Inside Mortgage Finance, Feb. 2, 2007, Copyright 2007), is a member of the S&P 500 and Fortune 500. Countrywide is a diversified financial services firm primarily focused on real estate finance and related activities. Through its family of companies, Countrywide provides mortgage banking, capital markets, global operations and insurance, in domestic and international markets. The company is headquartered in Calabasas, California and has a workforce of more than 50,000 with over 900 offices. For more information about the company, visit Countrywide’s Web site at www.countrywide.com.

About Countrywide Bank

Countrywide Bank®, FSB is part of the Countrywide Financial Corporation (NYSE: CFC) family of companies and a member of the Federal Deposit Insurance Corporation (FDIC). Countrywide Bank was launched on May 17, 2001, following the acquisition of Treasury Bank by CFC. Treasury Bank has been serving customers with competitive rates on deposit products since it was chartered in August 1990.

Unlike most traditional banks, Countrywide Bank focuses on providing customers what they value most - more interest on their accounts. By keeping overhead low, Countrywide Bank is able to pass substantial cost savings on to customers in the form of high rates on CDs and other saving products. Countrywide Bank’s unique business model is helping consumers get more for their money.

Countrywide Bank customers benefit from the stability, dependability and high-quality customer service upon which Countrywide has built its well-regarded reputation as a diversified financial services provider and a national leader in helping millions of American families realize the dream of homeownership. The company prides itself on giving customers what they truly care about:

• Highly competitive rates
• Easy access to their accounts via the financial center, an internet site (www.countrywidebank.com), and a toll-free customer care center (1-800-283-8875)
• Friendly and informed financial representatives ready to help customers achieve their financial goals.

About Experian

Experian is a leading national credit reporting company with offices worldwide. Millions of consumers rely on Experian’s credit services for their financial management needs. As part of the Experian family, ConsumerInfo.com, Inc. continues to develop innovative products to help consumers better understand and manage their credit. It is now the leading provider of online consumer credit reports and scores, credit monitoring, and other credit-related information. Consumerinfo provides credit monitoring to its more than 3.1 million members and has delivered more than 20 million credit reports on the web.

Experian is a global leader in providing analytical and information services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. We employ more than 12,500 people in over 32 countries, supporting clients in more than 60 countries. Annual sales are in excess of $3.1 billion (£1.7bn, €2.5bn). Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE-100 index. Our corporate headquarters are in Dublin, Ireland and we have operational headquarters in Costa Mesa, California and Nottingham, UK.

About First USA

First USA, the agent banking division of Chase Bank USA, N.A., is the outsourced credit card provider for leading retail banks, mortgage firms, investment and insurance companies. Utilizing the First USA brand with Chase’s credit card expertise, First USA provides other Financial Institutions with a world-class credit card program that incorporates each partner’s individual brand and culture. Issuing credit cards on behalf of other Financial Institutions since 1987, First USA’s partner-branch network represents over 3,000 retail touch points. Chase Bank USA, N.A. is a division of JP Morgan Chase & Co. (NYSE: JPM).